What is debt-to-income ratio and how does it affect you? You don't need a finance degree to have money smarts. Understanding a few simple terms can help you lead your best financial life. One of those ...

Applying for a loan can be challenging, particularly if a significant share of your income already goes toward debt. Lenders ...

Your debt-to-income ratio (DTI) is the amount of your debt payments relative to your income. Lenders use this metric to determine whether to approve you for a loan. The lower your DTI, the better your ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Owing a large amount of debt — especially ...

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your credit (and what to do about it) — from the experts.

More homeowners are considering home equity loans in 2025 as interest rates have settled around 8.23%. While that's still above the rates of recent years, it beats paying over 20% on credit cards or ...