A certificate of deposit (CD) account is a popular savings tool offered by banks and credit unions that require you to lock your money away for a set period of time in exchange for a fixed interest ...

When building savings, some Americans use a ladder — a CD ladder, that is. A certificate of deposit allows you to deposit money into an interest-bearing account and lock in an interest rate for a set ...

American Express offers several CD terms, but are its rates competitive? See how Amex compares with today’s best CDs—and why ...

Wondering if CDs are taxable? This guide answers your questions about CD interest tax and strategies to minimize your tax burden. Learn More Are CDs Taxable? Can You Lose Money in a CD? Wondering if ...

Still hoping to earn a big return with a CD account? Consider one of these before the Fed cuts rates this month.

Not to be confused with the metallic music-playing discs of the '80s and '90s, CDs — formally known as certificates of deposit — are a savings option still very much in play. This particular savings ...

CDs and high-yield savings accounts both earn more than traditional savings accounts. CDs require you to lock in your money for the duration of your term. Fluctuating interest rates play a key role in ...

Rates on certificates of deposit (CDs) were high at this point last year, and many consumers opened new accounts to take advantage of them. Now, though, some of those CDs are starting to mature. "A ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Text Callout : Key Takeaways - What Is a CD Ladder and How Does It Work? When building savings, some Americans use a ladder – a CD ladder, that is. A certificate of deposit allows you to deposit money ...