USO ETF tracks crude oil prices via futures contracts, not actual oil barrels. Trading in USO can lead to underperformance in contango situations due to futures rolling costs. USO has complex tax ...

Key Points ・Starting January 1, 2026, forgiven federal or private student-loan balances may once again be considered taxable income. ・If forgiveness occurs in 2026 or later, you’ll likely receive Form ...

The tax rates for long-term crypto gains in 2025 depend on how much money you make overall. For most people, the rates are 0%, 15%, or 20%. The more you earn, the higher the percentage you might pay, ...

If you’ve ever taken the leap to work for yourself—maybe designing logos between school runs, shooting weekend weddings, or coding late at night after your ...